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Whats the best way to track scores

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Anonymous
Not applicable

Whats the best way to track scores

I see a lot of references to TC and Fakos etc. Other than continually pulling your credit reports, which monitoring is the best. I really want to keep track of whats going on. Thanks
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Whats the best way to track scores

I should have added that I a interested in all 3 bureaus. I notice that there could be great disparity among scores.Thanks.
Message 2 of 6
MidnightVoice
Super Contributor

Re: Whats the best way to track scores

I get a free report from each every January to make sure there is nothing amiss - but it has no scores
 
For scores, I track my Equifax only on a regular basis via MyFICO.  It also happens to be my middle score.  The others I pull once a year.  Next year I will be pulling specific ones to check that adverse reports have actually dropped off, and to see the effect on my scores as they wither away  Smiley Happy
 
I know which reports are going to be pulled when I move house and get a new mortgage, and I intend to get no new credit other than that, so that keeps me on top of things enough at the moment.  The money I save by not pulling scores keeps my utilization low  Smiley Very Happy
 
And the momthly payment to MyFICO keeps one credit card ticking over.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 3 of 6
Tuscani
Moderator Emeritus

Re: Whats the best way to track scores

There is no score monitoring for all three FICOs... MyFICO offers EQ only.
Message 4 of 6
smallfry
Senior Contributor

Re: Whats the best way to track scores



@Anonymous wrote:
I see a lot of references to TC and Fakos etc. Other than continually pulling your credit reports, which monitoring is the best. I really want to keep track of whats going on. Thanks



Sounds like you have been bitten by the bug. Good luck now with your newest obsession.
Message 5 of 6
Anonymous
Not applicable

Re: Whats the best way to track scores

I use ScoreWatch. I also print out every change in my score and keep it.

Message Edited by ilovepizza on 05-19-2007 09:22 PM
Message 6 of 6
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