Whats the best way to try to have PIF collections acct deleted from CR's?

[Anonymous]

Should I write a $25.00 settlement for a deletion of it? I already PIF'ed it and I figure $ will motivate them. I also tried disputing it, but that didnt work.

Message Edited by grandfinale03 on 03-01-2008 06:50 AM

[Anonymous]

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grandfinale03 wrote:

Should I write a $25.00 settlement for a deletion of it? I already PIF'ed it and I figure $ will motivate them. I also tried disputing it, but that didnt work.

Message Edited by grandfinale03 on 03-01-2008 06:50 AM

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I personally wouldn't offer money.

I would send GW letter. Is it CA or OC reporting?

[Anonymous]

It says MCYDSNB

I PIF'd it in 2006 I believe and they said they were a collection agency, but I dont know if it's Macy's, Macy's own CA, or a separate CA altogether.

I guess a GW letter would be my best bet, I will write one up today, and send it out Monday first thing. I will tailor a general GW letter and explain why I had the problems I did. I  hope they work with me.

[llecs]

It's Macys. They probably hired a CA at one point but it is Macys for sure. Like mentioned, send a GW.

[Anonymous]

If it were me, I'd call the lender's Debt Recovery Department, and visit with those folks. If the OC still owns the account.

[Anonymous]

Ok, cool. I called the macy's number this morning and was transferred to 1-800-543-9617. They wont be there until Monday so I will find out the scoop.

In a dream world, they'd open my account back up, and let me keep my open date of 2003, and erase my history

Ahh but it's nice to dream, isnt it?