When does Cap1 report to CRA's

[jsk300]

I just obtained a new Cap1 CC and I was wondering if anyone knows when they report to the CRA's.  I am rebuilding my credit and ran the FICO simulator, which indicated that getting approved and obtaining a new CC would increase my FICO score from 630 to the 690-720 range (not sure how accurate that is but it sure would be a nice boost!

[athensguy]

They will probably report pretty soon after your first statement hits.

[Anonymous]

Capital One was very good about reporting for me. They always reported within a couple days of the statement cutting.

[jsk300]

I'm just hoping that my FICO score jumps.  I'vr read that using about 20-30% utilization on CC's and paying off in full every month is the best way to go to get nice score increases.  Any other ways to raise my scores? 

[Anonymous]

I opened an account with them on 4/2. They reported on 5/1  (same date as my statement). Only reported on Experian though. Raised my score +40.

[islandgirl]

the 24th of every month.

[Anonymous]

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@jsk300 wrote:

I just obtained a new Cap1 CC and I was wondering if anyone knows when they report to the CRA's.  I am rebuilding my credit and ran the FICO simulator, which indicated that getting approved and obtaining a new CC would increase my FICO score from 630 to the 690-720 range (not sure how accurate that is but it sure would be a nice boost!

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Mine reports on my statement date which is the 23rd or 24th of the month.

[Anonymous]

I've had a capitalone card for about 3 years now, they typically report to all bureaus within 2 to 3 days of the statement cutting!

[Anonymous]

agreed-

My CR updates before my Statement gets cut !!!!!!!!!!

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WiseYoungMan21 wrote:
I've had a capitalone card for about 3 years now, they typically report to all bureaus within 2 to 3 days of the statement cutting!

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[BungalowMo]

I know they've reported their neg's to all 3 of mine!