When does US Bank report

[kr43002]

I just a new US Bank card and I want to put my spending on it as it offers the highest rewards but I remember seeing something about them being funky with reporting. Can anyone chime in on how they report UTIL?

[dragontears]

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@kr43002 wrote:

I just a new US Bank card and I want to put my spending on it as it offers the highest rewards but I remember seeing something about them being funky with reporting. Can anyone chime in on how they report UTIL?

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It reports the balance on the last business day of the month 

[Red1Blue]

Usually they report the balance at the end of the month. Even if you have your statement cut before then and pay the statement in full, they will report at the end of the month what ever the balance is on the account. One of the tricks I did is make them cut my statement at the end of the month. That way I have both statement and month end reporting the CRAs done simultaneously. No matter what like a clock work the report to CRAs at the end of each month what ever balance is on your account at that time. Good luck. Enjoy your new card.

[ChargedUp]

Elan cards are the same way. Reports EOM.

[Anonymous]

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@ChargedUp wrote:

Elan cards are the same way. Reports EOM.

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Same bank!

[ChargedUp]

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@Anonymous wrote:

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@ChargedUp wrote:

Elan cards are the same way. Reports EOM.

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Same bank!

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I know that... 

Elan, the softer side of 🧦 Bank.

[elixerin]

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@Red1Blue wrote:

Usually they report the balance at the end of the month. Even if you have your statement cut before then and pay the statement in full, they will report at the end of the month what ever the balance is on the account. One of the tricks I did is make them cut my statement at the end of the month. That way I have both statement and month end reporting the CRAs done simultaneously. No matter what like a clock work the report to CRAs at the end of each month what ever balance is on your account at that time. Good luck. Enjoy your new card.

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is ur due date the day of report (last day of month) or day before that

[Jeffster1]

Mine reports on the 1st.