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Hello!
I recently moved to the US and opened my first credit card in March 2020.
I read it takes up to 6 months for a credit score to generate, but when will I actually see it?
Will I see the score in September? Is there anything else I can do?
We are waiting on this score to get a mortgage pre-approval so any information helps.
Does it take into account the month you opened the credit card or the first statment?
Should be September 1
Thank you I really hope so!
I opened my first card end of May, and by the beginning of November I had a score. I would be more concerned that you'll only have one credit card and only 6 months of credit history. I had a VERY difficult time getting approved for an auto loan, let alone a mortgage.
i had absolutely zero credit history in January 2020. I saw my first fico score on July 8th.
Thanks! Thankfully I have another card and they both have a higher limit. Hope everything works out come September.
Good luck @Anonymous and let us know how it goes!
Update:
I GOT MY SCORE!
I checked this morning and saw the number.
Came back as a 719 so I'm estatic!
Thanks everyone for their help!
Congrats!
congrats!
that's a nice score.
lets keep it climbing!