Where can I go from here?

[californiaboy935]

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@Girlzilla88 wrote:

@californiaboy935    To a Tesla what?!   (Sorry if you mentioned Model earlier)   And what would you be using it for so I can think of something sort of comparable 

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Tesla Model 3 Performance with a trade in valued at $10,000. 

[californiaboy935]

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@Girlzilla88 wrote:

@californiaboy935   Although 5% isn't Horrid, you may be able to hit better with a CU or with the Financing Specials.

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Yeah I think my NFCU quote was 1.79%. But it's a new relationship. 

[Girlzilla88]

Now that's a great quote kudos to NF, and let me think on it (similar options) 

[Girlzilla88]

@californiaboy935    Are you just really liking that one because it's 'quick' lol or the Fuel Economy part more?!

[californiaboy935]

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@Girlzilla88 wrote:

@californiaboy935    Are you just really liking that one because it's 'quick' lol or the Fuel Economy part more?!

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It's cute and kinda looks more expensive then it is. And I want something nice to roll up the the CC in. 

[Girlzilla88]

@californiaboy935    LOL well I can't argue with you there Haha.     Price wise and everything (Speed, Fuel Economy, and Space) it will be hard to beat/match honestly I would do more digging into the rules/restrictions on NF since that really is a great deal (as close to 0 as you can get really) since it sounds like you won't be able to hit the 0 and get the vehicle you really want just remember to definitely add GAP insurance since some Dealers don't offer through them anymore (you may have to buy through your Insurance) :3

[Girlzilla88]

@californiaboy935     If you are wanting more Space (Cargo and Passenger wise) Honda/Lexus will have it beat, but Speed really only BMW is similar but neither will have the Fuel Range (Honda will be closest) with the 'quickest' time and larger space, but honestly BMW and Lexus can be pricey to keep up/maintain so you would still be better leaning towards Tesla which would give more what you are wanting as a round about (price, luxury style, speed, space and fuel wise)   ^^

[californiaboy935]

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@Girlzilla88 wrote:

@californiaboy935    LOL well I can't argue with you there Haha.     Price wise and everything (Speed, Fuel Economy, and Space) it will be hard to beat/match honestly I would do more digging into the rules/restrictions on NF since that really is a great deal (as close to 0 as you can get really) since it sounds like you won't be able to hit the 0 and get the vehicle you really want just remember to definitely add GAP insurance since some Dealers don't offer through them anymore (you may have to buy through your Insurance) :3

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I dont need GAP on a Lease? Or do I?

[Anonymous]

@californiaboy935  I believe @Girlzilla88 was suggesting GAP if you go through NFCU conventional financing.  If I remember correctly and if still the same as when I was in the car business 8 years ago, GAP is actually mandatory on most if not all leases....it may have changed in recent years though.  Not mandatory on conventional financing.  I read up thread where you have a 10k trade in, if this trade is clear title and you put the full 10k down trade allowance toward the new loan, I’m thinking you may not want to add GAP though if you go conventional financing as 10k down you should remain in an equitable position should something happen to new vehicle.  

[californiaboy935]

Hi. They came back to me and said "So since yesterday, we are having some technical difficulties in regards to all internet." followed by...

Your approved!

See terms attached.

So idk what happened... weirdness?