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Which CRA gives you the most trouble? :(

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pizza1
Community Leader
Super Contributor

Which CRA gives you the most trouble? :(

I've never been able to pull a report from TU...ever! Like tonight, I'm pulling all my reports for free due to denials, and I zip right thru EQ and EX. I go to TU, answer all security questions correctly, and the next screen says were sorry we can't process your request. This happens every single darn time!!! (Sighs) so frustrating!!! Why do they make it so hard to get what is rightfully ours?!  I've tried a few numbers and it won't let me talk to a rep, just enter all my info over the phone. I wanna speak to someone about this at TU. anyone have any ideas or different numbers I can try to actually get thru to someone there? Would be much appreciative!

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Which CRA gives you the most trouble? :(

Equifux sucks! Their debt validation process is a joke (not on the consumer end, that's easy... but on the OC/CA end). Their CSRs are impossible to deal with, if you can get a hold of one. They just suck.

TU's dispute process is annoying, but has overall been fair with me... and has my highest score. Smiley Very Happy

Experian's just meh. Not good. Not bad. Just meh.

Message 2 of 5
Anonymous
Not applicable

Re: Which CRA gives you the most trouble? :(

Equifax by far.

Message 3 of 5
CreditPlay
Frequent Contributor

Re: Which CRA gives you the most trouble? :(

EQ Smiley Mad


         
FICO08 12/2014EQ 777TU 799EX 767
 
    
Message 4 of 5
Anonymous
Not applicable

Re: Which CRA gives you the most trouble? :(

Transunion when it comes to actually removing negative items off my report. Especially when it's over 7 years old and they argue with me and never remove it. Equifax because my credit score has stayed the same on their site for almost 3 years of no missed payments on 5 credit cards, a personal loan and a car loan. Three years it's been and my credit score has only gone up 85 points. I'm still under 650 and that baffles me why after this long with no missed payments my score isn't going anywhere.

Message 5 of 5
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