GRID UPDATED
- +TD Bank EQ HP in MD, @BenTramer1978
- +Citi EQ HP in MD, @BenTramer1978
Thanks for the notes!
@Anonymous wrote:Thank you so much for putting this information together it is very helpful! Quick question, I apologize if this was already answered and I missed it. Is there information like this for mortgage lenders to tell you which bureau or score each uses when determining your mortgage loan application or refi application?
@Anonymous Almost all, if not all mortgage lenders pull all 3B MTG scores (EQ5,TU4,EX2) and use the middle score
@Trudy wrote:
@Anonymous wrote:Thank you so much for putting this information together it is very helpful! Quick question, I apologize if this was already answered and I missed it. Is there information like this for mortgage lenders to tell you which bureau or score each uses when determining your mortgage loan application or refi application?
@Anonymous Almost all, if not all mortgage lenders pull all 3B MTG scores (EQ5,TU4,EX2) and use the middle score
Nailed it! Always assume the lender will pull all 3 CRA's for a mortgage. Good luck on the house hunt!
Thanks for the data points all!
GRID UPDATED
- +Synchrony TU HP in MD, @BenTramer1978
- +US Bank EX HP in OR, @ReGuy71
- +Goldman Sachs (Apple) TU HP in OR, @ReGuy71
- +Langley CU EQ HP in OR, @ReGuy71
- +Citibank TU HP in OR, @ReGuy71
Hey @credit_is_crack I've got a bunch of DP's for you! All of these are for NJ. lol/24 is a way of life for me but I am gardening until my least September next year. I also included my DH's DP's. So not all of these inquiries are mine. If anyone has any questions about any of mine or his applications feel free to ask!
Capital One - TU, EQ, EX Approval
Capital One Kohls - TU Only Approval
Capital One Walmart MC - TU, EQ, EX Approval
Webbank Avant - TU Approval however note for people applying for this when I did it was 1 and a half ago they asked me for 20+ things and I said forget it too much work for this card.
Synchrony Amazon - TU Approval
Synchrony Ebay - TU Approval
SYNCB Home - TU Denial
Synchrony Car Care - EX Approval
Synchrony PC Richards - EX Approval
American Express - EX Approval
Barclays Bank New Card - TU Denial
Bank of America New Card - TU Approval
Bank of America New Card - EX Denial
Bank of America New Card - EX Denial
Mission Lane - TU Approved from Credit Karma for no annual fee they said I would have one if I applied didn't need this card so I withdrew application waste of a hp yes but glad I did always watch out and check terms.
Navy FCU - TU Approval
Commerce Bank - TU Denial
US Bank - TU Approval
First National Bank of Omaha (FNBO) Approval 1 - EX
First National Bank of Omaha (FNBO) Approval 2 - EX
Citi ExxonMobil Credit Card (Citi Retail) - EQ Approval Note for people applying for this card cli's are a HP and they are very strict with giving them out I could get approved for other Citi cli's not this card.
Citi BestBuy (Citi Retail)- EQ Approval
Citi Exxon CLI - EQ
Citi Shop Your Way Mastercard - EQ
Citi Home Depot Card - EQ Approval
Citi Home Depot CLI - EQ Approval
Citi Custom Cash Card - EQ Approval
Bloomingdales Department Stores National Bank (Citi Retail) CLI - SP I don't know which which bureau
Bloomingdales (Over the phone) - EX Rep said it would be a SP it was not.
Citi Custom Cash Card - EQ
Citi Best Buy CLI - EQ Approval
Citi Best Buy CLI - EQ Approval
Comenity Wayfair - EQ Approval This is no longer relevant as my card is now a Comenity Mastercard and the Wayfair Credit Card program is now issued and managed by Citi Retail but it was a comenity minor.
Comenity Sony Visa - EX Denial only citing my frozen Sagestream report if applying for a Comenity Card I reccomend unfrezzing this report as they will pull your credit yet still deny you for the sagestream report.
Comenity Capital BJ's Card - Denial EQ
Discover - EQ Denial
Discover - EX Approval
Discover - EX Approval
TD Bank Target Redcard - EQ Approval
TD Bank Samsung - EX Approval I would not have applied for this card work gave a large discount if I had it and used it with a promotion I wanted a new TV so I applied.
TD Bank Secured Card Approval - EX
BB&T - EQ This bank along with Suntrust are now Truist. My card was approved and then they apparently could not verify my identity and closed my account it was annoying but what am I going to do.
AOD CU - EQ
Penfed - EQ My app they didn't want me
Penfed - EQ DH was Approved
Nasa Federal CU - EX Denial solely based on locked Sagestream.
>
Thanks for all the data @Rudy1 I went thru and added the one's we didn't have on the grid yet.
- +Capital One TU/EQ/EX HP's in NJ, @Rudy1
- +WebBank, @Rudy1
- +WebBank TU HP in NJ, @Rudy1
- +Synchrony EX HP in NJ, @Rudy1
- +Bank of America EX HP in NJ, @Rudy1
- +Mission Lane TU HP in NJ, @Rudy1
- +Commerce Bank TU HP in NJ, @Rudy1
- +US Bank TU HP in NJ, @Rudy1
- +FNBO EX HP in NJ, @Rudy1
- +Citibank EQ HP in NJ, @Rudy1
- +Commenity Minor EQ HP in NJ, @Rudy1
- +Commenity Major EX HP in NJ, @Rudy1
- +Discover EX HP in NJ, @Rudy1
- +TD Bank (Target) EQ HP in NJ, @Rudy1
- +TD Bank EX HP in NJ, @Rudy1
- +AOD EQ HP in NJ, @Rudy1
- +PenFed EQ HP in NJ, @Rudy1
- +NASA Federal CU EX HP in NJ, @Rudy1