Which Report Will They Pull, Part 2

[Mad12345]

Just adding a post to move the thread back to the top so I won't have to search for it 

[butterpecan]

@Mad12345 I see, thanks for the clarification. 

[Brian_Earl_Spilner]

@Mad12345 bumping threads is against TOS. Please stop. 

[credit_is_crack]

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@Apexdv wrote:

Umpqua Bank, WA - EX

Spoke with a loan officer there today. Says they use Experian for CC and auto loans. Mortgage pulls all three. Chex for new checking accounts. They also have a "Visa Max Cash Secured Card": $300 minimum, 5k max deposit and "may" graduate to unsecured after 12 months and a 680+ FICO.

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Added Umpqua Bank to the grid! 

[gilbertlok]

Do you know you will get a hard pull if you been a member on the personal side but you decided to get a business card ? I heard in the past it was the other way around where if you had a business account and decided to get a personal card they will hit you in EXP and TU so double inquiry.

[coldfusion]

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@gilbertlok wrote:

Do you know you will get a hard pull if you been a member on the personal side but you decided to get a business card ? I heard in the past it was the other way around where if you had a business account and decided to get a personal card they will hit you in EXP and TU so double inquiry.

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Depends on the issuer but your question along with the name of the issuer/card you're interested in is probably best posed in a thread you create yourself in the Business Credit section of the forum.

[Aim_High]

Updating/confirming for Barclay's Bank.

• For me,  two Hard Pulls on my TU report - both for card approval and a CLI.

Location: Texas

• Meanwhile, I did see @BigBS  report an attempted EX hard pull for a CLI, in accordance with the grid showing either TU (or) EX.  Not sure of that location.

• This is *NOT* on the grid yet, but mchang124 posted a Barclays TU hard pull in CA. 

• Also, @cashorcharge, also reported a TU pull for new card application; location unknown. 

[Tcal]

Info dump; Location FL

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Paypal/Synchrony Bank — TU HP

SAFE Credit Union — TU HP

Navy Federal Credit Union — TU HP

Target/TD Bank — EQ HP

Elan Financial — EQ HP

US Bank — EQ HP

Citi — EX HP

Citi Retail Services — EX HP

AAA/Comenity Bank — EX HP

Redstone FCU — EX HP

Chase — EX HP/TU SP

Amex — EX HP/attempted TU HP

[credit_is_crack]

Hi All - the grids have been updated. I've only added data points for the ones that did not exist. 

• TU HP in CA for Barclays, @mchang124 via @Aim_High 
• +Safe Credit Union, @Tcal 
• TU HP in FL for Safe CU, @Tcal 
• EQ HP in FL for US Bank, @Tcal 
• EX HP in FL for Comenity Majors, @Tcal 
• EX HP in FL for Redstone FCU, @Tcal  

[FireMedic1]

@credit_is_crackBCU pulled TU in Fl. When I get the card. I'll post which version. You already have WF covered.