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Which card should I focus on using more?

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Reincarnated
New Contributor

Which card should I focus on using more?

Hey everyone!

 

Some background: I have a Discover It (1K CL), Bank Americard Cash Rewards ($600 CL), and a TrueEarnings AMEX (2K CL which just came in!)

 

Pretty much, I only use Discover when I'm actually interested in shopping within their quarterly bonuses. So that's not a problem.

 

I just was wondering which card is better to use between the Bank Americard and AMEX. They are both basically the same when it comes to cashback percentages, with little differences. Will putting more usage on the AMEX build a stronger relationship between me and the company? My goal is to move up within the AMEX personal cards of course! Otherwise, should I focus on using the Bank Americard because of the extra 5% bonus when withdrawing cash rewards?

 

Thanks!

 

 

Chase Freedom $1,000 // Discover It $3,100 // SallieMae World $4,400 // Capital One Quicksilver $5,000 // Citibank Double Cash $5,000 // AMEX Costco TrueEarnings $6,000 // AMEX Blue Cash Everyday $21,000
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myjourney
Super Contributor

Re: Which card should I focus on using more?

Welcome to the forum

Only you can answer this question but I would focus on the card that gives me the best cash back at the end of the year. And if I'm reading your post right the extra 5% makes a big difference over the course of a year 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
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