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Which credit monitoring service?

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Simpleton
New Contributor

Which credit monitoring service?

I've read the feedback on the score watch. Some people are dissapointed with it.  i'm in my 30 day free trial.  I'm not sure if I should buy it or not.

 

Are there other monitoring services out there that are more acurate?

Which one do people recommend?

 

Thanks!

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Which credit monitoring service?

I have had SW for over a year now with little trouble. Every site may have slight problems off and on but nothing major. Make sure that you have your setting correct.

 

You also can see your FICO EQ score all the time.

 

 

Message 2 of 5
haulingthescoreup
Moderator Emerita

Re: Which credit monitoring service?

And don't forget that other monitoring services (with only two exceptions) will let you see accurate reports, but your scores won't be FICO scores.

If you go with a non-myFICO service, train yourself to ignore the scores.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 3 of 5
Simpleton
New Contributor

Re: Which credit monitoring service?

I think I'm going to go with SW.  Can I cancel and then resign up with a promo code?

Message Edited by Simpleton on 02-22-2009 10:45 AM
Message 4 of 5
marty56
Super Contributor

Re: Which credit monitoring service?

Since We cant buy or EX report here anymore, I might be tempted to use True Credit.  I am using EQ's Credit Watch Gold and although it allows daily pulls of EQ, I have to pay $39 to see the other 2 CRs.

 

Score Watch here is good although I wish they would monitor TU score.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 5 of 5
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