Which lenders/products use LexisNexis?

[Anonymous]

Which lenders use LexisNexis plus the "Big3" CRA, and which lenders only use the "Big3"?

Is it fair to assume that any of the personal loan companies (Marcus, LightStream, Avant, etc) are pulling a LexisNexis RiskView Liens & Judgements Report in addition to the "Big3" CRA?

Also, do credit card issuers typically pull LexisNexis?

[Anonymous]

I've only looked at my LN report once and it was years ago.  Does anyone know if LN lists pulls on it?  If so, that would be a good way to know who has looked at it.

[Duke_Nukem]

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@Anonymous wrote:

I've only looked at my LN report once and it was years ago.  Does anyone know if LN lists pulls on it?  If so, that would be a good way to know who has looked at it.

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My last LN report was from about 9 months ago, and yes it does show HP and SP.

I show 1 HP from Discover for some reason.  Also show a SP from Disco on the same date, listed as an "Account Review".

Others that did SP and reason:

• AMEX - prequal (maybe I did a manual prequal check?)
• AMEX - Prescreen (have several over a 1 year period)
• Republic Finance - Prescreen (many of these showing)  Not sure who this is?
• Discover - Account Review (many times)

[Anonymous]

Sounds like Discover frequently uses LN then, good to know!