myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Which product is best for monitoring

tag
Get Access Now
Anonymous
Not applicable
‎08-13-2009 04:38 AM
‎08-13-2009 04:38 AM

Which product is best for monitoring

Which product is best for monitoring all three credit reports - I understand this is the only place for FICO scores, but what if I just want to monitor the changes to my credit reports? where I can have daily report pulls for all three bureaus (if need be) and monitor when the changes happen?

 

To be honest, I tried both ScoreWatch and TU Quarterly monitoring but was not getting alerts until I had to buy/ pull more credit reports... and thats no fun especially since each report cost 12 and 10!! so is there a cheaper and better (in terms of timely alerts) product out there?

 

If i needed to see my scores, I could just buy a score power report from here!

Message 1 of 8
0 Kudos
7 REPLIES 7
Anonymous
Not applicable
‎08-13-2009 05:36 AM
‎08-13-2009 05:36 AM

Re: Which product is best for monitoring

I use True Credit and recently called to check on prcicng.. He offered me 6 months at $9.95 a month and I get to pull reports daily...

 

 

 

Message 2 of 8
0 Kudos
Anonymous
Not applicable
‎08-13-2009 08:32 AM
‎08-13-2009 08:32 AM

Re: Which product is best for monitoring

CreditCheckTotal advertises 19.95/mo with unlimited daily pulls on all three CRAs after the 7 day trial period, but if you call in and ask if they have any promotional pricing before your 7 day trial is up, they may offer 9.95/mo for 6 mos.  If not, you could cancel the service and look for a deal elsewhere.
Message 3 of 8
0 Kudos
smallfry
Senior Contributor
‎08-13-2009 01:42 PM
‎08-13-2009 01:42 PM

Re: Which product is best for monitoring

Credit Check Total is the safest to pull and might be one of the few daily pullers left.
Message 4 of 8
0 Kudos
bobtail
Regular Contributor
‎08-13-2009 02:58 PM
‎08-13-2009 02:58 PM

Re: Which product is best for monitoring

Are the Eq and TU scores from CreditCheckTotal FICO or fako?
Message 5 of 8
0 Kudos
smallfry
Senior Contributor
‎08-13-2009 03:04 PM
‎08-13-2009 03:04 PM

Re: Which product is best for monitoring

Real scores are purchased here at Equifax and over at Transunioncs.com. Unless you see the FICO seal it is meaningless.
Message 6 of 8
0 Kudos
Anonymous
Not applicable
‎08-13-2009 09:43 PM
‎08-13-2009 09:43 PM

Re: Which product is best for monitoring

@bobtail wrote:
Are the Eq and TU scores from CreditCheckTotal FICO or fako?

 

All three credit scores from CreditCheckTotal are Plus scores (FAKO).

 

CCT is only good for daily pulls of CRs - no FICOs.

Message 7 of 8
0 Kudos
Anonymous
Not applicable
‎08-15-2009 12:55 PM
‎08-15-2009 12:55 PM

Re: Which product is best for monitoring

I just cancelled my AMEX creditsecure today which is monitoring from EXPERIAN. {Fyi, AMEX and Experian are partnership}. I just decided to get Equifax 3 in 1 report with FICO Scores for 30days trial and $12.95 thereafter. Some information are whacky especially from Trans and Experian...They do stuff that doesn't make sense..

Anyways, my Equifax FiCO score as of today is 756..hmmm Experian Plus report as 742..

I dont think Experian credit report/monitoring is any good...

 

Message Edited by CreditCard101 on 08-15-2009 12:57 PM
Message 8 of 8
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.