Which report shows DOFD?

[Anonymous]

Which CR will show DOFD?  Will it say DOFD or will have it have another name?  Thanks.

[Anonymous]

Equifax shows the actual DoFD instead of the estimated date of removal. It will say DoFD, if I remember correctly

[Anonymous]

Thanks a lot!

[Anonymous]

I pulled my reports from annual credit report, both TU and EX gave me date of last payment. DoFD would be the next month. It also listed the dates the accounts will fall off the report. EQ wasn't very helpful but I reviewed it as well, because it was free.

[RobertEG]

One cannot use any reporting of payment history to infer the DOFD.

The creditor is not required to have reported a late in the actual month that a first delinquency occured, and last payment may not have been sufficent or timely.

The DOFD is required to be separately and explicity reported, as it cannot be inferrred from any other reportng.

If you cannot get the reported DOFD from credit reports you purchase, you can always file a disclosure request under FCRA 609(a), which requires a CRA to provdie any information of record in a consumer's credit file upon written request, accompanied by proof of identity and the required processing fee, which is currrently $11.00.