Which site is the best when wanting to see Experian report and score?

[BearsAndTurtlesRtheBest]

Which site would you recommend to pull up your Experian Report and Score?

[dodfire]

Experian no longer sells their scores to the public

The only way to get your true score from them is a lender pull.

I however use their direct website to monitor any changes.

[BearsAndTurtlesRtheBest]

What do you mean by "Experian no longer sells their scores to the public"? Like FICO SCORE?

And yeah I was thinking about their own website.

[dodfire]

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@BearsAndTurtlesRtheBest wrote:

What do you mean by "Experian no longer sells their scores to the public"? Like FICO SCORE?

And yeah I was thinking about their own website.

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Yes, exactly...you can't get a FICO Experian score.

It has to be a lender pull or there is a CU in PA that offers experian scores to their members.

[BearsAndTurtlesRtheBest]

Maybe their score isnt that worthy but the report offered through Experian.com is useful when deciding to apply for credit since its what the lender will see right?

[enharu]

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@BearsAndTurtlesRtheBest wrote:

Maybe their score isnt that worthy but the report offered through Experian.com is useful when deciding to apply for credit since its what the lender will see right?

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as long as the identity monitoring company is pulling your Experian report, they will see the same thing as what experian.com is showing you. Same for any lender. The scoring varies depending on the formula used (PLUS scores, Vantage, CreditXpert scores, etc). Content wise they are the same.

Experian also owns a few other companies that provide identity monitoring services, such as creditchecktotal, free credit score, etc.

I would recommend you get those services that pulls from all 3 bureaus on a monthly or more frequent basis. So rather than to pay for different services for different bureaus, you can monitor all 3 with just 1 service. It's up to you though, there's really no right or wrong and it's all personal preference.

[gsxrgt]

If you have a Disocver card, they offer their monitoring for 7.99/month with unlimited pulls and comes from Experian. 

[tcbofade]

I like FCR for formatting, but credit.com pulls experian once a month for free, provides a fako ex and a "fico estimate" that seems to run pretty true to my experience in the past.

[Anonymous]

If you have USAA, you can sign up for Experian's CreditCheck Monitoring Service. $12.95 per month for monthly pulls, scores and alerts or $22.95 per month for unlimited pulls, scores and alerts.

[Anonymous]

Like others have said, you can't buy EX FICO scores.  If you are looking for credit report only, Quizzle is a good options.  It's very detailed and you can get a free one every 6 months.  This plus free annual report from EX will give you three free reports a year.