Who to use to pull credit and file disputes easily?

[Anonymous]

Many years ago there was a website who pulled all three credit reports and made it super easy for you to dispute anything on each and it was like $20 for a month. I can't remember who that was and there are to many scamer sites now to guess. Who do you recommend I use? Am on Credit Karma, but it does not cut it when I remember how easy the previous site was and its daily updates.

[Anonymous]

Since it will be 1 January tomorrow, why not use the www.annualcreditreport.com website and get all three bureaus for free? Then, when logged in to each of the bureaus, you can easily initiate a dispute from there. 

Please be sure to ONLY go to www.annualcreditreport.com (there are others that have similar names to trick you) as that is the website set up by the three bureaus for each US citizen/resident to get a free annual copy of your bureau as mandated by law. 

[Anonymous]

I did try but it said it couldn't do it online and when I tried calling it also didn't work. Tried several times over a few days hopeful it was a glitch that would be worked out.

[Anonymous]

I just tried again and this time it let me see Experian, but not the other two. Said I had to request in writing and send in all personal info. Anyone know why? I haven't checked this in over 5 years, probably over 8 in fact.

Experian I was able to dispute two items. One that is no longer mine and one I have never seen before in my life. Hopefully both will be removed shortly. How can I get to my TU and EQ reports and dispute with them if I can't get to my reports still?

[Anonymous]

You can file a dispute online directly with each CRA. When you open a dispute it’ll show your full CR and most have a dispute button by each item. I’ve had to file disputes with both TU and EQ (both very easy to do online)

[Anonymous]

Thank you :-)