More of a rant than question; To sum this up I closed on my house on April 30th and this past Saturday, the 5th of June, the A/ C unit decided to burn itself up beyond repair. Ok s&*^ happens, had a repairman out Sat night as its hot where I live and confirmed I needed a complete new unit for the tune of about 6k, yeah for me! Well just being a month and 4 days into my house and using the majority of my liquid reserves, I figured I would go to my bank of 10 years, and get a loan for the repair using my title to my car as collateral, and repay when my FTHB credit arrived. Well that plan never got off the ground because I was told the collateral was too old, nothing over 5years will work, and no longer do signature loans like several I have had with them in the past! So I was shot down over the phone without even a credit check or "I’m sorry we can't help you"! I had the old unit removed by the repairman and told him I would get him 50% of the repair to get the new unit , and I have yet to get any bank to even entertain looking at my credit which is all mid 700"s, so I don't know why I bother tirelessly trying to make payments on time and keeping cc and things paid off?? Why flipping bother.
Sorry for the rant, just really disgusted right now!
So happy!
