Why does my score go up monthly?

[Anonymous]

Like maybe 3-5 points is it just still falling off slowly near the cut off date or it's not reporting again on my report?

[Brian_Earl_Spilner]

[Anonymous]

I wish I could help but I'm not sure the only thing I can really guess is something is not getting reported again on the report so it slowly drops off (if that's the right word)

[Brian_Earl_Spilner]

We need more info about your reports. 

- accounts you have

- ages of said accounts

- credit limits and balances on said accounts

- any derigatories like collections, late payments, or bankruptcy

- number of inquiries

Etc 

[Anonymous]

Agreed.  Most profile data is required in order to give you any sort of worthwhile response.