Re: Why is TransUnion the most popular?

masscredit · ‎11-23-2013

I monitor my scores on many different sites and noticed that TU seems to be the most popular -

Walmart TU

Barclay TU

GoScore TU

Credit Karma TU

Credit.com TU

Merrick GoScore TU

FICO - Equifax

DCU - Equifax

Credit Sesame EX

Yes, a few of them are FAKO but still. I still wish I could get a real EX score.

EQ - 676 / TU - 667 / EX - 679

Capital One Venture - $13000 / AAA Travel Advantage Visa - $10000 / TD Cash Card - $7500 / Capital One Savor - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Capital One QuickSiver - $5000 / Ally Master Card - $4300 / DCU Visa - $3000
$74,250
DCU Auto Loan

lg8302ch · ‎11-23-2013

Is credit.com not Experian ?

HiLine · ‎11-23-2013

Because the consumer division of TransUnion has been the most agressive in expanding their services.

---> HiLine's personal finance blog - Follow my journey!

alvon123 · ‎11-23-2013

@lg8302ch wrote:
Is credit.com not Experian ?

+1

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

myjourney · ‎11-23-2013

@HiLine wrote:
Because the consumer division of TransUnion has been the most agressive in expanding their services.

+10000

EX/EQ need to step up their game soon

I have 3 cards that within the last 3 weeks are giving me the same TU Fico score bummer

Walmart

FNBO

Barclay

Discover

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

masscredit · ‎11-23-2013

@lg8302ch wrote:
Is credit.com not Experian ?

I stand corrected. From credit.com's site -

The Credit Report Card includes:

Free Experian credit score
Easy-to-use Credit Report Card
Expert advice about your credit
Free monthly updates

But, most of the other ones provide TU scores.

EQ - 676 / TU - 667 / EX - 679

Capital One Venture - $13000 / AAA Travel Advantage Visa - $10000 / TD Cash Card - $7500 / Capital One Savor - $7500 / Bread Rewards AMEX - $6950 / Apple Card - $6500 / TD Double Up - $5500 / Mercury - $5000 / Capital One QuickSiver - $5000 / Ally Master Card - $4300 / DCU Visa - $3000
$74,250
DCU Auto Loan

rlx01 · ‎11-27-2013

Simple: those companies negotiated a cheaper rate with TU.

Anonymous · ‎11-27-2013

@masscredit wrote:
I monitor my scores on many different sites and noticed that TU seems to be the most popular -

Walmart TU

Barclay TU

GoScore TU

Credit Karma TU

Credit.com TU

Merrick GoScore TU

FICO - Equifax

DCU - Equifax

Credit Sesame EX

Yes, a few of them are FAKO but still. I still wish I could get a real EX score.

myFICO EX is a real EX score.

bigblue7722 · ‎11-27-2013

The dispute processes on TU is way better than EX/EQ. Creating an account is a very good idea and with TU you dont have to buy a report with EX/EQ u almost have too.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

wHiTeSoL · ‎11-28-2013

I think it has a lot to do with TU being the least used out of the big 3, atleast in my observation, so as a company they need to branch out more.

Why is TransUnion the most popular?

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Why is TransUnion the most popular?