@wHiTeSoL wrote:I think it has a lot to do with TU being the least used out of the big 3, atleast in my observation, so as a company they need to branch out more.
Are you kidding? TU holds about 75% of the credit inquiring/reporting marketshare. TU is HUGE, and most widely used when lenders are inquiring for credit worthiness of applicants.
Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
@mtrsprt wrote:
@wHiTeSoL wrote:I think it has a lot to do with TU being the least used out of the big 3, atleast in my observation, so as a company they need to branch out more.
Are you kidding? TU holds about 75% of the credit inquiring/reporting marketshare. TU is HUGE, and most widely used when lenders are inquiring for credit worthiness of applicants.
Source? TU is traditionally the smallest.
It depends on what flavor the creditors want. I seem to have them pulling EX and EQ more often than TU for me.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Shogun wrote:It depends on what flavor the creditors want. I seem to have them pulling EX and EQ more often than TU for me.
When the bureaus were originally setup, they were setup along regional lines.
Fact is more citizens live on the East and West coast than various places in the middle. That still somewhat holds true today though they're all in direct competition with one another now. EX is as near as I can tell the big fish, Equifax is sort of squirrley (my own report resembles that remark), TU is diversifying somewhat but I still think likely is the smallest of the three.