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Why is my credit score on Myfico.com and Truecredit.com Different??

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timmis1127
Regular Contributor

Why is my credit score on Myfico.com and Truecredit.com Different??

i have memberships on myfico.com and truecredit.com and my credit scores are different on both of them why??
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Why is my credit score on Myfico.com and Truecredit.com Different??



timmis1127 wrote:
i have memberships on myfico.com and truecredit.com and my credit scores are different on both of them why??


TrueCredit scores are not real credit scores that are used by any lender.  MyFICO provides FICO scores that are used by 90% of lenders.  Ignore the scores you see on TC.
 
Message 2 of 6
Anonymous
Not applicable

Re: Why is my credit score on Myfico.com and Truecredit.com Different??

Are your truecredit scores more or less than myfico?  My truecredit scores are much less but I was just wondering if that is common.
Message 3 of 6
Anonymous
Not applicable

Re: Why is my credit score on Myfico.com and Truecredit.com Different??

On February 15th:
CreditKeeper Experian PLUS Score 700
TC score for EX 585
 
Haven't pulled FICOs - but I know that they are better than those from TC or I wouldn't be getting the offers I am getting.
 
I have:
 7 total (3 in last year) inqs on Experian score 585
19 Total (14 in last year) inqs on EQ - score 598
 3 Total (1 in last year) on TU score is 604
 
All balances are the same!  All accounts are on all reports; only a CA account is showing as open on TU  and closed on the others.
 
 MAKES NO SENSE!!!
 
Disregard FAKO scores
 
Message 4 of 6
timmis1127
Regular Contributor

Re: Why is my credit score on Myfico.com and Truecredit.com Different??

my TU scores are alot lower
Message 5 of 6
fused
Moderator Emeritus

Re: Why is my credit score on Myfico.com and Truecredit.com Different??



timmis1127 wrote:
my TU scores are alot lower


Kewl! Better this way than the other way.
Message 6 of 6
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