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@camaross wrote:
I'm trying to apply for the duck card. Currently sitting at at 700 credit score. And with my discover IT paid off balance reports and my barclay credit increase I just got of $2000 which only has a balance of $500 I know my credit score will jump tremendously . But equifax is taking forever!!!
My personal slow one is TU. The statement cuts, often lenders will take several days before updating the bureaus and in this case not like they ever do anything on a Sunday (for whatever stupid historical reason, banks are so 1970's about some things).
It'll probably update soon, calling Equifax won't do any good they'll just tell you to call Discover and Discover will likely say they reported already. In short, there isn't a lot you can beneficially do in this situation except be patient unfortunately. The Duck card isn't going anywhere, will still be there next week or next month worst case.
ETA: Welcome to the forums!
@CreditMagic7 wrote:
I do a daily tally on TU since in all my life everyone under the sun hammers that one bureau the most leaving it at days/weeks end carrying all the weight. LoL
@Revelate (Mod)
I still have not seen updates on at least 3 cards with activity stretching back to December, (Target for one is PIF) TU still showing balance plus Capital One (Near zero). I may need to do a call in on both lender and CRA to see if that helps at all.
The cards last reported in Dec '13? Holidays throw bank systems off for some stupid reason .
More generally if there's no change in the balance sometimes lenders will skip a reporting cycle (Walmart, happened with DCU too in my experience with PIFing).