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Why isn't my EX updating?

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vinster95
Contributor

Re: Why isn't my EX updating?

Update: It still has not reported the statement. Capital One said they reported, and Experian said that Capital One didnt report. What should I do now for this? Should I just wait until the next statement to see if it reports?

Message 11 of 18
NoHardLimits
Established Contributor

Re: Why isn't my EX updating?

Just so you know that you are not alone...   My Capital One statement cut on the 2nd and is still not reporting on Experian.  

April 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 37 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 2/12, 2/24 | Util: 1% | DTI: 1%
Message 12 of 18
indiolatino61
Valued Contributor

Re: Why isn't my EX updating?


@TrapLine wrote:

Will offer you are in good company on your findings with Experian. Other posting in this thread hit it.

 

My theory is they are playing games (probably not) or so it seems. For me they have done this a lot over the last couple of years particularily with one major bank. So, I have been experiementing and find some of the smaller financials report right away?! Why?

 

Experian always seems to march to a different drummer!

 

 


Agreed...plus often Experian seems to be people's lowest score. Experian only updates "immediately" when your score takes a hit.

Message 13 of 18
Wandering
Regular Contributor

Re: Why isn't my EX updating?

Sometime in the past 24 hours Experian updated both my Capital One balances from Apr 2nd

 

Took them 22-23 days

Message 14 of 18
NoHardLimits
Established Contributor

Re: Why isn't my EX updating?


@Wandering wrote:

Sometime in the past 24 hours Experian updated both my Capital One balances from Apr 2nd

 

Took them 22-23 days


Same for me.  My Capital One April 2nd statement finally reported on EX.

April 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 37 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 2/12, 2/24 | Util: 1% | DTI: 1%
Message 15 of 18
vinster95
Contributor

Re: Why isn't my EX updating?

Oh nice! Did it do current balance or from your statement from April 2nd?

Message 16 of 18
vinster95
Contributor

Re: Why isn't my EX updating?

Did they do current balance or your statement from April 2nd?

Message 17 of 18
NoHardLimits
Established Contributor

Re: Why isn't my EX updating?


@vinster95 wrote:

Did they do current balance or your statement from April 2nd?


The statement balance from April 2nd.  I've never noticed CapOne ever report a non-statement balance for me.

April 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 37 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 2/12, 2/24 | Util: 1% | DTI: 1%
Message 18 of 18
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