Wrongful hard pull

[Anonymous]

I was looking into getting Dish satellite and when I called them they wanted to do a credit check, I said no. He was persistent so I said is it soft or hard pull and he said soft. So I left him do it and my credit was not approved like I knew it wouldnt be and had to put a 200$ deposit anyway. Later I found out it was a hard pull and was mad and called and told there was nothing they could do as once its on your report it cant be removed but they were very sorry.

Does anyone know if theres anyway to have this removed from my report?? Thanks

[Anonymous]

Directtv ? or Echostar?

[Anonymous]

Echostar

[Anonymous]

Echostar did not even respond to my non-PP INQ demand letter.

I actually NEVER have and NEVER will have an account with the or requested service- EQ removed the INQ so I dropped the matter.

I have a feeling you are going to get stuck with this one.
You can try to dispute it or better ask them to re-code it to a soft.

[Anonymous]

Please excuse my ignorance but what is non-PP and who would I dispute with? The CRA or Echostar?

[Anonymous]

The FCRA (Fair Credit Reporting Act) defines PP (Permissible Purpose) to access your credit report.

NON-pp means Did not have Permissible Purpose to access the credit report.

Try Echostar first and see if they will recode it.

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@Anonymous wrote:

Please excuse my ignorance but what is non-PP and who would I dispute with? The CRA or Echostar?

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[Anonymous]

Thank you for the info. I believe I will dispute. This is frustrating that they are able to get by with this.

[Anonymous]

Hi

Just do not give up. I had hard hits and I disputed with cra and told them I did not ask for credit and they took it off.

[jackg]

Which CRA removed an inquiry for you?

[fused]

Direct TV did the same thing and said it would be a softy when in reality was showing as a hard on my EQ report. I did an online dispute as not mine and it only took a few days before it was deleted.