X1 Card Reporting to CRAs?

[uoyankee]

Does it report to the credit bureaus?

[FinStar]

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@uoyankee wrote:

Does it report to the credit bureaus?

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@uoyankee  - please reference discussion upthread.

[uoyankee]

My apologies, I missed these comments when replying and hadn't seen them.  I guess I only saw the first few of the review thread...  feel free to delete my post.  Sorry about that. 

[FinStar]

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@uoyankee wrote:

My apologies, I missed these comments when replying and hadn't seen them.  I guess I only saw the first few of the review thread...  feel free to delete my post.  Sorry about that. 

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No worries. Often times different discussion can be on multiple forums depending on the topic. I'd suggest perhaps bookmarking this thread (or subscribe if you'd like) so that you can check it in the future once additional DPs are known about the X1 card reporting.

[Caribsa89]

I'm checking to see how long X1 takes to report a new card.  If you have an X1 card that is already reporting, tell me your approval date and how long it took to report?

[sammydavidjr]

I was going to ask the same question. I've had the card since 11/3 and still no sign of it on my credit reports.

[DJRobbieD]

I opened my account with them in late November.  Two statements cut on 12/19/21 and 1/19/21, but still nothing on my EX, EQ, and TU reports.  Have others experienced a long delay in CRA reporting by X1?

[MachoHombre]

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@DJRobbieD wrote:

I opened my account with them in late November.  Two statements cut on 12/19/21 and 1/19/21, but still nothing on my EX, EQ, and TU reports.  Have others experienced a long delay in CRA reporting by X1?

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Thanks @DJRobbieD 

....you're ahead of me, both in tenure with this card, but also with your succinct question.    I'm about a month behind you.

Sidenote, while I was anticipating no HP,   ...many days after approval, a HP showed up on Experian with no fan-fare.     

I have not had any indication of new account on any CRA.   

Let's keep our ears open to others with the card.

[DJRobbieD]

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@MachoHombre wrote:

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@DJRobbieD wrote:

I opened my account with them in late November.  Two statements cut on 12/19/21 and 1/19/21, but still nothing on my EX, EQ, and TU reports.  Have others experienced a long delay in CRA reporting by X1?

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Thanks @DJRobbieD 

....you're ahead of me, both in tenure with this card, but also with your succinct question.    I'm about a month behind you.

Sidenote, while I was anticipating no HP,   ...many days after approval, a HP showed up on Experian with no fan-fare.     

I have not had any indication of new account on any CRA.   

Let's keep our ears open to others with the card.

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@MachoHombre I'll definitely update this thread if/when my X1 account starts reporting. I imagine 2/19 will be next date to look for a potential update.

Sorry to hear about the surprise HP. I think I got in just before they started doing that, though it probably helps that I keep all three CRs locked until I need to apply for something.

[4sallypat]

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@DJRobbieD wrote:

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@MachoHombre wrote:

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@DJRobbieD wrote:

I opened my account with them in late November.  Two statements cut on 12/19/21 and 1/19/21, but still nothing on my EX, EQ, and TU reports.  Have others experienced a long delay in CRA reporting by X1?

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Thanks @DJRobbieD 

....you're ahead of me, both in tenure with this card, but also with your succinct question.    I'm about a month behind you.

Sidenote, while I was anticipating no HP,   ...many days after approval, a HP showed up on Experian with no fan-fare.     

I have not had any indication of new account on any CRA.   

Let's keep our ears open to others with the card.

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@MachoHombre I'll definitely update this thread if/when my X1 account starts reporting. I imagine 2/19 will be next date to look for a potential update.

Sorry to hear about the surprise HP. I think I got in just before they started doing that, though it probably helps that I keep all three CRs locked until I need to apply for something.

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@DJRobbieD I will also update when I see my X1 reporting.

Along with me and a few of us on this forum were approved during the beta invite period (pre-launch) which was in Sept - October 2021 which was at that time, 100% SP only approvals.  

So I have been watching my X1 - 4 billing cycles and have not seen my total CL increase nor any reporting.

Strange isn't it ?