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Yeah, if they didn't read all the other threads another thread isn't going to help.
Just happened to me this morning... 30 point jump in FAKO score, no change in TU08.
Doesn't really matter to me anyway, as I'm not applying for anything at the moment....
@Anonymous wrote:They absolutely aren't deleted. All of my TU inquiries were gone from wallethub, creditwise, even Fico. Since I was getting ready to apply for a US Bank Cash rewards Visa Plus at a branch anyway, I was curious what would turn up. I checked wallethub that morning, which was Saturday. Still nothing, clean as the day I was born. So I drove to the branch and did it. They all were there, safe and sound. 10 in total with the new US Bank pull. Next morning, wallethub reported all correct numbers, as did everyone else. This morning, wallethub made my day: Told me looks like I've lost some weight, and by the way, zero inquiries.
So your saying the TU inquiries are disappearing, and then reappearing multiple times? As in several cycles? Wow, that is strange behavior from TU. I was under the impression they would disappear, and then reappear again, and that was the end of it.
@takeshi74 wrote:Yeah, if they didn't read all the other threads another thread isn't going to help.
I don't think it's a matter of "helping" anyone "see the light." It's an interesting topic of conversation. There's a wealth of data points involved that are worthy of discussion. Similar to the credit card flavor of the month, we can call this the "topic of the month."
@grillandwinemaster wrote:
@takeshi74 wrote:Yeah, if they didn't read all the other threads another thread isn't going to help.
I don't think it's a matter of "helping" anyone "see the light." It's an interesting topic of conversation. There's a wealth of data points involved that are worthy of discussion. Similar to the credit card flavor of the month, we can call this the "topic of the month."
Good point, because I'm sure there are many different angles or experiences with this that are worth noting. This could also cause trouble for some also.
Yes, some may not read the threads and post anyway. Very true. At the same time who knows how many did catch one of these threads and not post a new one questioning what happened.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Revelate wrote:
@mattmyFIC0 wrote:Mine (12) all disappeared from my FAKO monitoring sites. It made my FAKO jump like 50 points. Strange thing is that it matches my TU FICO 8 score now. They came back on creditKarma now but not Wallethub, creditwise, etc...
Are you going by alerts or actually looking at the data?
CK has a nasty habit of seeing them as new in total as a result of their implementation, but I'm not sure that Wallethub and Creditwise are as unsophisticated in that regard. I didn't think to compare CK and Wallethub when my RBFCU inquiry wandered away and subsequently came back.
Wallethub should be the fastest resolution of the 3, though it's possible they reappeared and wandered away again.
TU is just seriously screwy right now, I'm am so, so glad I have to work hard to actually get a lender to pull TU as I'm seriously losing confidence in them as a bureau with all their glitchy behavior over the years. I got 99 credit problems but I don't need a TU glitch to be one of them.
I'm looking at the data. I never got alerts that things had changed when the inqs got removed. I can confirm they are all alive and well on my actual TU report.
@mattmyFIC0 wrote:
@Revelate wrote:
@mattmyFIC0 wrote:Mine (12) all disappeared from my FAKO monitoring sites. It made my FAKO jump like 50 points. Strange thing is that it matches my TU FICO 8 score now. They came back on creditKarma now but not Wallethub, creditwise, etc...
Are you going by alerts or actually looking at the data?
CK has a nasty habit of seeing them as new in total as a result of their implementation, but I'm not sure that Wallethub and Creditwise are as unsophisticated in that regard. I didn't think to compare CK and Wallethub when my RBFCU inquiry wandered away and subsequently came back.
Wallethub should be the fastest resolution of the 3, though it's possible they reappeared and wandered away again.
TU is just seriously screwy right now, I'm am so, so glad I have to work hard to actually get a lender to pull TU as I'm seriously losing confidence in them as a bureau with all their glitchy behavior over the years. I got 99 credit problems but I don't need a TU glitch to be one of them.
I'm looking at the data. I never got alerts that things had changed when the inqs got removed. I can confirm they are all alive and well on my actual TU report.
I still hope someone would find that they never came back when it is fixed for a while! Just so that it can be said there was a different outcome.
For me, none disappeared that I'm aware of and I use CCT as my main and CK for informational purposes.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |