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? about soft pulls on cra

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granny031350
Established Contributor

? about soft pulls on cra

I have been approved for several cards in the last couple of months, JC Penny, Lowes, Kohl's,Walmart.  
 
These cards were all approved in June.   In July, I noticed on my credit bureau that ALL of them did a soft pull in July.   Is this a good thing or a bad thing.  Also I noticed that Hooters did a soft pull as well (have had that one since March)
 
I paid in full on JC Penny and Kohl's, hadn't used lowe's yet and made a big payment on Walmart. 
 
Why would they soft pull a month later?
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: ? about soft pulls on cra

they watch to give and take. meaning auto cli's, or adverse action (rate jacking, credit line decreases, etc..)
Message 2 of 3
llecs
Moderator Emeritus

Re: ? about soft pulls on cra

The same goes with DW's and my CCs. Target tends to pull quarterly. Credit One pulls every other month. Merrick every 6 months or so for DW. YMMV. I never had any issues. Just wish they give us CLIs with each of those soft pulls.
Message 3 of 3
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