action to take after a positive GW via email?

[tbone74]

I received a positive email response from a CA that I sent a GW email to.  They've agreed to remove the collection

Now...as previously mentioned, I'm 7 to 10 point shy of qualifying for a VA loan.  My question, is there a way to expedite the removal of this collection....i.e. possibly using the email sent to me and the phone number provided?  Without the official letter, would any of the CRA's call and verify the info w/ the CA and then rescore?

Any input would be greatly appreciated!  Thanks in advance

[llecs]

IMO, if you could, I'd wait at least a week before doing anything. You could do a rapid rescore w/ your lender but that'll cost you a few and it may not be as quick as just waiting it out. Before a rapid rescore I'd probably e-mail the CA back and ask for a favor.

[RobertEG]

A promise to do a GW deletion, in any form of communication to you, wont be reflected in your CR, and thus credit score, until the CA actually takes the step of reporting deletion to the CRA.  Reporting must come from them.

You are their mercy until they report.

[tbone74]

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@RobertEG wrote:

A promise to do a GW deletion, in any form of communication to you, wont be reflected in your CR, and thus credit score, until the CA actually takes the step of reporting deletion to the CRA.  Reporting must come from them.

You are their mercy until they report.

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That's understandable.  I sent my POC a polite 'favor' request...hoping they'll report soon  I'm thankful enough that they agreed to delete...but, a quick report to the CRA's would be nice...lol

[tbone74]

Well....things are going well!  I have to give a 'shout out' to aquatic1 for her generosity in giving me her email POC for Portfolio Recovery.....they've agreed to delete.

That's 2 accounts in 2 days.  Fingers crossed....7 to 10 points needed!  ;~)  Let's hope these do the trick!