amex is generous

[Anonymous]

I get a chuckle out of hearing the CLI button referred to as the "LUV BUTTON" It feels good to get some lovin every once in awhile.

[Anonymous]

They seem to give about twice the CL you currently have.

[Anonymous]

ok that's a good rule of thumb then--a few months from now i will try increasing my CL to $4000 if my credit scores continue to climb.

This Fico Scoring had me depressed for years but now that I've been taking control of it I am actually enjoying it alot--it's becoming like a hobby

[Anonymous]

rifleman...just make sure you have unload the gun before cleaning....hehe!

[fused]

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so_confused wrote:

rifleman...just make sure you have unload the gun before cleaning....hehe!

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Yeah, always assume there is a round in the chamber!

[Anonymous]

LOL

[Anonymous]

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rifleman wrote:
I applied for delta sky miles and got a credit limit of $1000.00 After making my first month's payment, I requested a credit limit increase of $1000,00 and they gave it to me so now my credit limit is $2000.00. I could not believe it was that easy. Did I not ask for enough? When you guys request CLI's, how much do you specify with AMEX?

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I just received my AMEX Starwoods card on Saturday. My initial CL was $10,000. I requested a $5000 CLI at activation and got it, for a total CL of $15,000.

[Anonymous]

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annaz wrote:

i read this thread and decided to see if my amex would give me a CLI since they don't do a hard inquiry when you request CLI.  my previous limit was $16800 (i rarely use this card...just keep it for emergencies), and i asked for a $3200 to make the CL a nice round $20k.  and here's the outcome:

Congratulations!
Your request to increase your line of credit to $20,000 has been approved and will be available for use within 15 minutes.

i have never been late with amex and i haven't had a balance on that card in a few months, so i guess they based the CLI approval on my good history with them (without having to pull a CR) and the income i entered.  not bad!

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Way to GO!!!