authorize user on a ccount help

[Anonymous]

Hey i had my friend add me to his AMex and and his discover card(he has 795 fico scores acroos the board)and they both showed up on my credit report and gave me around 80 points..Sholud i remove them now of keep them on there?He will be spending a lot on the cards starting on the 1st.Should i remove my self now that i have the history??i don't want my score to go down because of the him spending on the cards.

[fused]

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ELMOOSE wrote:
Hey i had my friend add me to his AMex and and his discover card(he has 795 fico scores acroos the board)and they both showed up on my credit report and gave me around 80 points..Sholud i remove them now of keep them on there?He will be spending a lot on the cards starting on the 1st.Should i remove my self now that i have the history??i don't want my score to go down because of the him spending on the cards.

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Hi! This is some good info on AUs.

http://credit.com/credit_information/credit_report/Consumer-Alert-FICO-Formula-Changes.jsp

[Anonymous]

So it should be a good idea to remove my self from these accounts??And will this effect it after it goes in place if im not longer on the account

[fused]

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ELMOOSE wrote:
So it should be a good idea to remove my self from these accounts??And will this effect it after it goes in place if im not longer on the account

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IMHO, I would never piggyback (AU) on anyone's CC's unless it's my parents or my wife all of whom are financially sound and fiscally responsible. It's just too risky. Others might disagree.