authorized user

[laryn41]

my husband put me on two of his high limit cards as an authorized user.  He never gave them my soc sec # but they are onmy CR does that hurt me?

[sl]

Depends on what is fico score is.  If it is high and no baddies on this account no.  But come September, the AU will no longer count towards your fico score.

[MidnightVoice]

Check out:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=4008

FICO WILL NO LONGER COUNTS AUs!

[laryn41]

my hubby has outstanding credit.  high high 700's.  Just want to make sure having those on my CR won't hurt me.  they are in great standing.

[laryn41]

what about the ones alredy on one cr?

[Anonymous]

What information I usually taken by the CCC in order to add a AU to your account?

[MidnightVoice]

It can be just a name in some cases!

[Anonymous]

With only a name ...will the CCC be able to report the AU's information to the credit bureau?

[MidnightVoice]

They did with mine.  You could call and ask them, they should be able to tell you on the phone.  Or get your child's SS# just in case.

But Aus will be dropping of accounts in terms of scoring in the near future, so the CR aspect is moot