I'll bite - why would you? Did they violate any of your rights? If so, perhaps it's to go after them? If they did, then yes I would request documents...who knows what it could lead to
It is a good question. In my case OC is hsbc. They sold the account to AIS. They in turn sold the account to another CA. I paid to the last CA. But AIS still reporting as it is their paid/collection. What can I do in this case? Can I do a DV in this situation? I have sent them a letter asking either they remove the item from CR or send me the proof they are the collectors for this item and all the orignial documentation. Is this the right move?
Reporting time is 7 years period...so can you hang in there, I know it's hard trust me! Others on here can help with how to offer them something PFD see if they take it for the hassle, which isn't really a hassle for them but they may do it.