can someone explain this on my c/reports

[loubee]

thx llecs for the confidance boost,

I stopped making payments on my bills in 2001 when I left country, I came back in 2005/6ish and pulled my reports and scores and my ficos were in the 400s now there in the 600s well ex and eq are I cant get a tu, not enough data it says on ordering it from here, recently I got the nerve up to pull credit again and wow its a mess and im still in the baby stage, havent even got to baby steps yet, im quite a smart person (apart from credit mess up) lol, but im a little confused with understanding drop off dates etc, I dont even know what debt collectors are in control of my debt now, so that will show you all just how far I HAVENT got with starting a game plan yet

[loubee]

fako-junkie,

thx for the input, im not really in a position right now to pay all debt i full,

I have applied for a few cards, was approved for archard for $500 and target $300, walmart and hooters denied me but im happy with what I did get

[Anonymous]

regarding SOL - be very careul because you were out of the country (and not servable)... check both you previous state of residence and also your current state for SOL and tolling... they may still be able to sue - so do not tell them that you were out of the country for 6 years.

[My_dog_FICO]

Good point Scarlet.  I learn something new with every post I read.

[loubee]

lady scarlet

wow now im really worried what is tolling?

[loubee]

a couple of days ago I tried pasting my c/reports on here from true credit, but couldnt do it, goddddddddddddd I wish one of you could see it and see what a mess it is

[My_dog_FICO]

loubee - if we all did that it would be a battle of the credit scars.  Welcome to FICO rehab.

[llecs]

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Lady_Scarlet wrote:

regarding SOL - be very careul because you were out of the country (and not servable)... check both you previous state of residence and also your current state for SOL and tolling... they may still be able to sue - so do not tell them that you were out of the country for 6 years.

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Loubee, don't try updating your info with the CRAs. You would give the creditors an open invitation to come after you.

[loubee]

thx junkie

I need some rehab right now, well for as long as it took me to get in this mess, ive got nothing but time to get myself out of it I guess,

[loubee]

hey llecs

theres about 20 addresses on my reports ive lived at about 3 of them, erhh dont get it, wont me applying for my reports on here and true credit alert anyone anyway????????????