I'm an au on my husbands cap1 card - he's had it since 2002 - I keep reading that cap one is not a good card to have because it doesn't report cl. Our actual cl is 2700 - our current balance is 490 - but of course because there is no cl it looks like it's maxed it. is it worth it for me to be an au; is it hurting my score? I only have 2 other tl's - my cc and my sl
my credit history starts with my student loan from 2001
