cap1 reporting only negatives?

Anonymous · ‎03-23-2008

Hello all. So my question is this, my cap1 CCs are only reporting to TU and EX, but I have a 30 day late on each card, and they report that to all 3. So can they really only choose to report those 30 days to EQ, and not the other times when it is paid on time. They do this on both my CCs. Should I send them a letter asking to report fully to EQ, and a GW for the one 30 day late on each card? It just seems a little odd that they can report just the late to EQ-and not the rest...

Has anyone else had this problem with them?

Anonymous · ‎03-23-2008

I am VERY interested in this too. I have several loans that just show up w/only the late payments w/the little box on the graphical reports etc. I always assumed if the others were blank it meant they were okay. Hopefully someone on here knows and if that's not the case we should probably try to get the good reported too!

ngerasimatos · ‎03-23-2008

I am assuming you are viewing this on truecredit.com ?

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Anonymous · ‎03-23-2008

yeap, I was viewing it on Truecredit. It was actually for my mom- and I convinced her jsut to go ahead and get the ACTUAL FICO reports to work with for improving credit.

It was fully reported to all three. We will be sending a GW, since that is the only 30 day late she has ever had, and it was right after Hurricane Katrina... so maybe they will remove it.