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charge off question

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dd1980
Established Member

charge off question

When does a charge off come off of your credit report( date opened, date of last payment or date closed)
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: charge off question

7.5 years from DOFD


Message Edited by Noah_Bodie on 05-03-2007 03:54 PM
Message 2 of 5
Anonymous
Not applicable

Re: charge off question

I had a charge off that was removed in 03/2007.  The date of last activity on my report was listed as 03/2000.  So I guess that in my situation they used the DLA.
Message 3 of 5
Anonymous
Not applicable

Re: charge off question

DOLA is almost always after DOFD. Either they had a brain cramp, the two are equal, or both.
Message 4 of 5
Tuscani
Moderator Emeritus

Re: charge off question

I would recommend calling the CRA to get an accurate DOFD.
Message 5 of 5
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