credit check total updates payments

[Zeno]

How do i find out last updated payment that credit bureaus sent when checking fico scores through credit check total. when clicking on an account i see status updated and lists a date. is that the last date credit bureau reported updates for payments?

[Anonymous]

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@Zeno wrote:

How do i find out last updated payment that credit bureaus sent when checking fico scores through credit check total. when clicking on an account i see status updated and lists a date. is that the last date credit bureau reported updates for payments?

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I dont think those dates are accurate. My dates dont even matchup and I know what dates my balance are reported to the burears. Mine always say the 1st of the month. 

[Zeno]

My creditor reports information to the bureaus at the end of each month. i have made on time payments never late My fico scores are EX:672 TU:664 EQ:659. My scores from experian and transunion have increased 40 points or more since last year over the months but my equifax score just increased to 659 from 657 in December. does equifax usually update slowly?

[Anonymous]

All of mine report to all 3 3-4 days after the statement post. With the exception of US Bank who reports at the end of the month.

[takeshi74]

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@Zeno wrote:

My creditor reports information to the bureaus at the end of each month. i have made on time payments never late My fico scores are EX:672 TU:664 EQ:659. My scores from experian and transunion have increased 40 points or more since last year over the months but my equifax score just increased to 659 from 657 in December. does equifax usually update slowly?

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Creditors can certainly vary in terms of how quickly they update and the slowest CRA isn't the same for everyone -- see also prior discussion.

You'd have to carefully review report data to determine why your scores are the way they are.  Don't just assume that all data with all CRA's is identical and that scores should identical for all 3.  I don't use CCT so I can't tell you where to look.  For revolving utilization you need to be looking at the reported balances and limits.

From what I understand, CCT now only offers one 3 bureau report every 30 days.

[Zeno]

I emailed equifax again and basically they are telling me they don't have access to my report and i don't have one of their products so not much they can do.