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Anonymous
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credit.com

So can anyone explain to me the difference between FICO and FAKO? credit.com says my EX is at 691 and vantage score 3.0 is 681. log on here and EX is 670. my score jumped the other day and waiting for it to update on CK. is credit karma accurate at all though?

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StartingOver10
Moderator Emerita

Re: credit.com


@Anonymous wrote:

So can anyone explain to me the difference between FICO and FAKO? credit.com says my EX is at 691 and vantage score 3.0 is 681. log on here and EX is 670. my score jumped the other day and waiting for it to update on CK. is credit karma accurate at all though?


No, not for scoring purposes. The CK scores are Vantage which are not used by lenders

It is accurate for reporting balances and dates reported, but I find that there is a lag time for reporting on some of the accounts.

 

Which FICO score are you quoting - FICO 08?

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Anonymous
Not applicable

Re: credit.com

Yessir. FICO 08
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