credit reporting

[Anonymous]

Hope someone can help me out on this one. Got a credit alert and WFB reported the same info twice. So I don't know if this is doubly affecting my score. The report was for increasing my balance on cc. Should I dispute the fact that they reported twice?
                                                                                                                 Thank you 

[Lel]

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@Anonymous wrote:

Hope someone can help me out on this one. Got a credit alert and WFB reported the same info twice. So I don't know if this is doubly affecting my score. The report was for increasing my balance on cc. Should I dispute the fact that they reported twice?
                                                                                                                 Thank you 

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Was this a score alert through Score Watch?  If so, ignore it.  Depending on your alert settings, it's possible to get more than one alert for the same account.  I get double alerts all the time.  One of the alerts tells me that my balance has gone up by more than $5, and the other says it has gone up by more than 5%.  Same data, different alerts.

And the alerts themselves have absolutely nothing to do with your credit score.  If your credit report shows only a single entry for WFB, then that's all that is affecting your score.

[Anonymous]

Thanks for your reply. Your answer explains it all. My alert was through score watch and my settings are as you described. Im glad that's all it is.

[Lel]

Glad that we were able to clear that up!

[LS2982]

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@Lel wrote:

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@Anonymous wrote:

Hope someone can help me out on this one. Got a credit alert and WFB reported the same info twice. So I don't know if this is doubly affecting my score. The report was for increasing my balance on cc. Should I dispute the fact that they reported twice?
                                                                                                                 Thank you 

---

Was this a score alert through Score Watch?  If so, ignore it.  Depending on your alert settings, it's possible to get more than one alert for the same account.  I get double alerts all the time.  One of the alerts tells me that my balance has gone up by more than $5, and the other says it has gone up by more than 5%.  Same data, different alerts.

And the alerts themselves have absolutely nothing to do with your credit score.  If your credit report shows only a single entry for WFB, then that's all that is affecting your score.

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I always wondered if I had a double file with EQ, almost all of my alerts are double on SW.