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That is why we have courts.
Sue their butts off.
Clear debt collection practices violations under the FDCPA, including threatenint to take an action not authorized, misrepresentation of a debt, false representtion of legal action... along with a few others.
I would consult an attorney and sue for invalid contract based on their violations, and damaages under the FDCPA.
@RobertEG wrote:That is why we have courts.
Sue their butts off.
Clear debt collection practices violations under the FDCPA, including threatenint to take an action not authorized, misrepresentation of a debt, false representtion of legal action... along with a few others.
I would consult an attorney and sue for invalid contract based on their violations, and damaages under the FDCPA.
+1. Do it. It will make you feel better!
I suggest you review FDCPA 806-808 for a listing of unfair and prohibited practices thst could form the basis for civil action.
You may also consider a formal complaint to the CFPB in addition or alternative to civil action.