I just took a look at my EX credit report, and this is what credigy is showing:
Descriptions Dispute resolved - consumer disagrees No contact information provided by Experian Date opened Dec, 2002 Date of last activity Jan, 2006 Account number XXXXXXXXXXXX3166 Account type Unknown - Credit Extension, Review, Or Collection Credit limit Not Reported Terms 1 Month Credit Type Installment Account holder Individual Seven year payment history Recent payment history Balance Current Status Past Due Amount $10,168 Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department $10,168 30 days late 0 times 60 days late 0 times 90+ days late 6 times (Nov 2007, Nov 2007, Sep 2007, Aug 2007, Mar 2006, Jan 2006) 2005 2006 2007 Legend: Unknown Currently paid as agreed Credigy Receivables Status as of November 2007
this is my EQ report (same item reporting 3 times)
Descriptions Charged off account Account transferred or sold No contact information provided by Equifax Date opened Feb, 2000 Date of last activity Feb, 2001 Largest past balance $2,000 Credit Type Revolving Account holder Individual Scheduled payment amount $87 Seven year payment history Balance Current Status Past Due Amount $0 Bad debt/collection Not on Record 30 days late 2 times 60 days late 1 time 90+ days late 4 times (Nov 2001, Sep 2001, Aug 2001)
Bk Of Amer Status as of August 2007
Descriptions Consumer disputes after resolution Collection account No contact information provided by Equifax Date of last activity Jun, 2001 Largest past balance $3,648 Credit Type Open Account Account holder Individual Scheduled payment amount $0 Seven year payment history Balance Current Status Past Due Amount $10,168 120+ days past due $10,168 30 days late 0 times 60 days late 0 times 90+ days late 0 times
Credrecinc Status as of November 2007
Descriptions Consumer disputes - reinvestigation in progress Collection account No contact information provided by Equifax Date of last activity Jun, 2001 Largest past balance $3,648 Credit Type Open Account Account holder Individual Scheduled payment amount $0 Seven year payment history Balance Current Status Past Due Amount $9,574 120+ days past due $9,574 30 days late 0 times 60 days late 0 times 90+ days late 0 times
Credrecinc Status as of July 2007
To my knowledge, DOLA or DOFD was spring 2000. So, don't know where these dates are coming from. what can i do?
