I have been on a DMP for 7 months. So far so good. I did a lot of research trying to figure out which ones are scams and which aren't. The website previously mentioned was a good source but be careful.
For what its worth. I am using Clearpoint Financial Solutions. My Counselor has done a wonderful job working with me.
I would say DMP is not for everybody. You should meet a certain criteria.
My credit score went from 475 to 570 in the past 7 months I have been on the program.
I am thinking of starting a forum for Debt Managment and DMP's..