eq early deletion

[mongstradamus]

I was actually pretty surprised that they deletes early for me when I requested for early deletion. It just took an bit longer than tu and ex. It took about ten days for them to do anything.

[myjourney]

Congrats WTG

[mongstradamus]

Thanks I officially have no more baddies on my cr other than all the HP from last year. I just have to not get tempted to app anything till July 😀. I can app for my fidelity amex and Sallie Mae in July hopefully 

[myjourney]

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@mongstradamus wrote:

Thanks I officially have no more baddies on my cr other than all the HP from last year. I just have to not get tempted to app anything till July 😀. I can app for my fidelity amex and Sallie Mae in July hopefully 

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That's great having a clean file bravo on your hard work ....it will really pay now 

[mongstradamus]

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@myjourney wrote:

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@mongstradamus wrote:

Thanks I officially have no more baddies on my cr other than all the HP from last year. I just have to not get tempted to app anything till July 😀. I can app for my fidelity amex and Sallie Mae in July hopefully 

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That's great having a clean file bravo on your hard work ....it will really pay now 

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It definately its really an nice feeling to have. Now i am going to try and reach next goal of getting my fico score above 800. I think that will take an bit more time. 

[alvon123]

congrats

[Jerzee123]

happy feelin! good job!

[TimeToRecover]

Waht exactly did you ask for to get them deleted early.  I have one that is due to drop off in July (as per my yearly free reports).  the line is already gone from TU.  I want to get guarantee funded for a mortgage and if I could get these off earlier it would allow me to move my timeline up a bit. 

So I would be willing to ask for an early deletion if I knew the right wording to use.  did you email, phone, or snail mail?

thanks,

[mongstradamus]

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@TimeToRecover wrote:

Waht exactly did you ask for to get them deleted early.  I have one that is due to drop off in July (as per my yearly free reports).  the line is already gone from TU.  I want to get guarantee funded for a mortgage and if I could get these off earlier it would allow me to move my timeline up a bit. 

So I would be willing to ask for an early deletion if I knew the right wording to use.  did you email, phone, or snail mail?

thanks,

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EQ was quite the pain for me , it didn't let me do an regular dispute thru the website. If i remember correctly they said they couldn't match my info or something to that effect, so i had to go and dispute thru something called an webform. You have to fill out everything, and if i remember at the end there are comments you can add. In the comments section i just stated that its supposed to drop off soon, and asked if they could delete early. Surprisingly they complied :-)

[Lechte]

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@TimeToRecover wrote:

Waht exactly did you ask for to get them deleted early.  I have one that is due to drop off in July (as per my yearly free reports).  the line is already gone from TU.  I want to get guarantee funded for a mortgage and if I could get these off earlier it would allow me to move my timeline up a bit. 

So I would be willing to ask for an early deletion if I knew the right wording to use.  did you email, phone, or snail mail?

thanks,

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is July 7 years from DOFD?   I called EQ recently about an old CO, asking them to remove early...they said no, but a couple days later it was deleted.   I've had a couple CO's removed 3 or 4 months early.  I don't know if my phone call had any effect, but they always told me no it would not come off til the 7 year mark of DOFD, but it seemed like a few days after I called, they ended up removing them.  YMMV..