hate watching my scores stay the same!

[marty56]

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@Anonymous wrote:

 Tell me about it!I pulled my EQ and TU scores 2 weeks ago:  Both scores remained unchanged!

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LOL you remind me of the guy in Set Theory class I took all those years ago in college who got an 86 on the exam when everyone else go in the 30's and 40's.  He remarked that he "only" got an 86.

Seriously, once in the 800's, I would expect scores to be static and in about 2.5 years, I will have that "problem" also.

[laz98]

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@marty56 wrote:

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@Anonymous wrote:

 Tell me about it!I pulled my EQ and TU scores 2 weeks ago:  Both scores remained unchanged!

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LOL you remind me of the guy in Set Theory class I took all those years ago in college who got an 86 on the exam when everyone else go in the 30's and 40's.  He remarked that he "only" got an 86.

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hey, i'm that person!!! 

[Anonymous]

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@laz98 wrote:

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@Anonymous wrote:
I'm carefully wishing for mine to go up! Is it wrong to wish for a three day weekend to be over so business can resume again?! 

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grrr, i hate 3 day weekends!  okay, okay, i don't, but in situations like this, i do!  & no mail either!!!

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I got a ScoreWatch alert today.. up 21 points!

Your FICO® score has gone up to 640 on February 15, 2010

Your FICO score may have gone up because the following factor is not hurting your FICO score as much as before:

• You've made heavy use of your available revolving credit.   

 From a low of 587 on January 31, 2010

 

[laz98]

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@Anonymous wrote:

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@laz98 wrote:

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@Anonymous wrote:
I'm carefully wishing for mine to go up! Is it wrong to wish for a three day weekend to be over so business can resume again?! 

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grrr, i hate 3 day weekends!  okay, okay, i don't, but in situations like this, i do!  & no mail either!!!

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I got a ScoreWatch alert today.. up 21 points!

Your FICO® score has gone up to 640 on February 15, 2010

Your FICO score may have gone up because the following factor is not hurting your FICO score as much as before:

• You've made heavy use of your available revolving credit.   

 From a low of 587 on January 31, 2010

 

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that's awesome!  congratulations!

the other day when i was looking at my reports, one of them said that making heavy use of my revolving credit was both positive & negative...i was like what the heck!!!

[Imhotrodcrazy]

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@laz98 wrote:

the other day when I was looking at my reports, one of them said that making heavy use of my revolving credit was both positive & negative..I was like what the heck!!!

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Kind of like that old saying, " damned if you do, damned if you dont".

[laz98]

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@Imhotrodcrazy wrote:

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@laz98 wrote:

the other day when I was looking at my reports, one of them said that making heavy use of my revolving credit was both positive & negative..I was like what the heck!!!

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Kind of like that old saying, " damned if you do, damned if you dont".

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tell me about it!  i was like make up your mind already!  in a couple of months i'll sockdrawer them for a bit.  see what those smarty pants have to say then!

[moonman]

Imagine you check your scorewatch alert by email and it says your score has decreased and you ask yourself from what, nothings changed . so you log on and noticed your score dropped from 740 to 550......what the heck!!!  a fraudulent collection has posted, then your alarm sounds and you wake up.....

[DI]

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@moonman wrote:
Imagine you check your scorewatch alert by email and it says your score has decreased and you ask yourself from what, nothings changed . so you log on and noticed your score dropped from 740 to 550......what the heck!!!  a fraudulent collection has posted, then your alarm sounds and you wake up.....

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LOL...you're thinking about credit too much.  I went through the rebuilding process over the summer.  It took 2 months after I got the last baddies deleted before my mind eased.  Rebuilding credit is a piece of work.  

[moonman]

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DI wrote:

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moonman wrote:
Imagine you check your scorewatch alert by email and it says your score has decreased and you ask yourself from what, nothings changed . so you log on and noticed your score dropped from 740 to 550......what the heck!!!  a fraudulent collection has posted, then your alarm sounds and you wake up.....

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LOL...you're thinking about credit too much.  I went through the rebuilding process over the summer.  It took 2 months after I got the last baddies deleted before my mind eased.  Rebuilding credit is a piece of work.  

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lol   I remember for two years 07-09 i was so score conscience that it affected so much of my life that it seems like i was a prisoner of  the credit game until the death of my mother gave me a reality check. My credits great now(low util and no baddies) and I enjoy buying things that i want without the  feeling of worrying about losing points and all and now find it humorous on how I used to be when I check my scores once a month and leave. but one thing's is certain is at I love these forums and the quality of people who post here helping people out.

[Anonymous]

yea, i just paid off a collection, and hopefully my score will go up. anyone know who long it usually takes for them to report it?