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helpful tips needed

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2BFREE25
Valued Member

helpful tips needed

Hello,
 
I'm in need of some helpful tips and suggestions. I have been working on repairing my credit. I had sent PFD letters about a month ago and no response. What should I do next? I am really trying hard to get my score up and it's starting to get fustrating. Any additional tips and suggestions are welcome.
 
Starting -
EQ: 505
TU: 528
EX: 503
- Short term goal: 560
- Long term goal: 750
Message 1 of 3
2 REPLIES 2
llecs
Moderator Emeritus

Re: helpful tips needed



2BFREE25 wrote:
Hello,
 
I'm in need of some helpful tips and suggestions. I have been working on repairing my credit. I had sent PFD letters about a month ago and no response. What should I do next? I am really trying hard to get my score up and it's starting to get fustrating. Any additional tips and suggestions are welcome.
 


I would send them again and again and again and again and again and again, or until they accept. I'm at the same point. After sending about a dozen PFDs, I decided to reword them, got rid of the time limit and made them shorter, and mailed them without the CMRRR. I'm still 20 days out from doing that, but hope for some results. I also added new addresses and also addressed them to specific individuals and am sending 3-4 at a time to the same creditor.
Message 2 of 3
Anonymous
Not applicable

Re: helpful tips needed



2BFREE25 wrote:
Hello,
 
I'm in need of some helpful tips and suggestions. I have been working on repairing my credit. I had sent PFD letters about a month ago and no response. What should I do next? I am really trying hard to get my score up and it's starting to get fustrating. Any additional tips and suggestions are welcome.
 


I've sent 2 PFDs. One deleted the account. One didn't respond, so I sent a DV after 15 days. They have now deleted.
 
Other than continuing to send them and address to different ppl like llecs suggested, DV'ing is almost your only other option, if you haven't already.
Message 3 of 3
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