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hsbc not updating???

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Anonymous
Not applicable

Re: hsbc not updating???

So i applied for an Orchard Card last month and got approved for $300 CL with the annual fee of $59. I paid the AF and closed the account right now because i don't want too many new cards on my reports since i also got approved for Amex Delta, WaMu, Hooters (all with better CLs) The lady on the phone offered to raise my CL to $500 OR credit my account for half of the annual fee if i stay with them. But i still said no. Do you guys think i should have kept the card?? It hasn't yet appeared on my credit reports, do ya'll think it will appear as paid and closed when they report? What effect would this have on my credit score?

Message Edited by Irvin on 06-13-2007 07:16 PM
Message 21 of 84
Tuscani
Moderator Emeritus

Re: hsbc not updating???



Irvin wrote:
So i applied for an Orchard Card last month and got approved for $300 CL with the annual fee of $59. I paid the AF and closed the account right now because i don't want too many new cards on my reports since i also got approved for Amex Delta, WaMu, Hooters (all with better CLs) The lady on the phone offered to raise my CL to $500 OR credit my account for half of the annual fee if i stay with them. But i still said no. Do you guys think i should have kept the card?? It hasn't yet appeared on my credit reports, do ya'll think it will appear as paid and closed when they report? What effect would this have on my credit score?

Message Edited by Irvin on 06-13-2007 07:16 PM

You are in with Amex now. No need for Orchard.
Message 22 of 84
redE2move
Frequent Contributor

Re: hsbc not updating???

Me to!!!  Nothing updated since April 07.  Please keep us all posted as to when you do receive an update.  I will be contacting them as well.
Message 23 of 84
redE2move
Frequent Contributor

Re: hsbc not updating???

What score do you need for Hooters, Wamu and Amex Delta?
Message 24 of 84
Anonymous
Not applicable

Re: hsbc not updating???

HSBC normally reports on or near the last day of the month, and their reports get posted on the TC updates about a week later. Their April reporting date (at least on my reports) was April 30. Their May report should be dated about May 31 and normally would have posted by about June 7, so they are 6+ days later than usual at the moment. The fact that they do one huge report batch at the end of each month (instead of on the statement dates like most other CCCs) probably makes them more likely to have a glitch cause a major delay.
Message 25 of 84
Anonymous
Not applicable

Re: hsbc not updating???

Well CS in India has no idea.. Took the guy like 3 minutes to find the right script. LOL

Even Crap one that just posted my statement on June 9th updated today.

This is killing me.

Oh Yeah- Where is my alert Score Watch!!!!!!!!!!!!!!!

Message Edited by Timothy on 06-13-2007 09:48 PM
Message 26 of 84
Tryingforhigher
New Member

Re: hsbc not updating???

Yup, no update for me since 4/2007. But I just disputed the lates on my Orchard card, all lates removed - 40 point increase on Experian!
Message 27 of 84
Anonymous
Not applicable

Re: hsbc not updating???

I got the Orchard Bank credit card in April and that card has yet to show up on any of my credit reports.  I'm now 3 months in and want those timely payments to start showing up.  I would love to know what is going on.
Message 28 of 84
Anonymous
Not applicable

Re: hsbc not updating???

bump.
Someone, please give heads up when they finally do report. Smiley Happy
Message 29 of 84
Anonymous
Not applicable

Re: hsbc not updating???

I'm in the same boat.... Last Reported April 07
Message 30 of 84
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