"I know i will get hit for opening a few new accounts in the past couple of weeks,"
FEW!!!! 
that made me laugh- TY
that made me laugh- TY
dog wrote:pull out your crystal balls for me....okay, that didnt sound kosher.....but anyway....i am back and forth on scores lately, right now 594, 641, 657, and i have 7 collections dropping between september '07 and january '08.once they are gone, all three reports are clean. i know i will get hit for opening a few new accounts in the past couple of weeks, but they will put my ut at 8% when they report. my ut will likely be 4-5% by january '08.can anyone guesstimate how much i might gain from them thar' collections disappearing?