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just some questions about when it falls off the report

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granny031350
Established Contributor

just some questions about when it falls off the report

is it the date of last activity, date of last report, date account was closed?  I have been disputing and now many of my accounts appear to be upgraded to my date of dispute? 
 
I also signed up for the TrueCredit 3 in 1 monitoring.  On those reports, my collection accounts appear but on the myfico transunion, just pulled this am it states "no collection accounts" They are like gone!!!  so which one is accurate?
 
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Anonymous
Not applicable

Re: just some questions about when it falls off the report

I would side with your TU pulled from MYFICO. I say that only because your FICO score is derived from the information they have. My TU report is vastly different from my EX an EQ reports and I have been working all 3, trust me. As to why your dates are changing..that is very interesting. I am doing a ton of disputes myself and now I need to go back and cross-check somethings. Thanks for sharing that info granny.
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