Welcome, You will find a lot of help here. People that are just starting & people that know what they are doing. Ask as many questions as you need.
Have you read these threads?? they are full of info.
At first I kept this open all the time but you will get use to the abbre.
I started here in July..I knew nothing about correcting my credit or even how to read my report. I do now.
You may find answers by just reading a thread. Never be afraid to ask about something. YOU can do it.
Check your 3 CRs. any late payments can wait. DATES are important!!!!
If you have late pmts. they can be done later....start with the disputes with each CRA. They take 30 - 45 days. I would wait until that is done so that you know what is left. While waiting there are things that you can do.
For us to help we need to know what you have
CC opened 1999 late payments dates is it open/closed is it in collections or turned over to CA??
Message Edited by HappyDays on
07-29-2007 03:19 PM