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just starting

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Anonymous
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just starting

I'm just starting to get serious about cleaning up my reports.  My  Mom bought me the FICO kit in February, I immediately did my reports but when I started fixing the errors I found I didn't have the documents to support the incorrect info. Also, there seemed to be lots of them. What I want to know is, will this program work?  Cause it looks like I have wayyyyyy too much to do and wayyyyy to far to go to raise my FICO scores.
Message 1 of 3
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Anonymous
Not applicable

Re: just starting

Welcome, You will find a lot of help here. People that are just starting & people that know what they are doing. Ask as many questions as you need.
 
Have you read these threads?? they are full of info.
 
At first I kept this open all the time but you will get use to the abbre.
 
 
 
 
 
I started here in July..I knew nothing about correcting my credit or even how to read my report. I do now.
 
You may find answers by just reading a thread. Never be afraid to ask about something. YOU can do it.
 
Check your 3 CRs. any late payments can wait. DATES are important!!!!
 
If you have late pmts. they can be done later....start with the disputes with each CRA. They take 30 - 45 days. I would wait until that is done so that you know what is left. While waiting there are things that you can do.
 
For us to help we need to know what you have
 
CC   opened  1999   late payments   dates  is it open/closed   is it in collections or turned over to CA??
 
 
 
 


Message Edited by HappyDays on 07-29-2007 03:19 PM
Message 2 of 3
coachhenson
Regular Contributor

Re: just starting

I am living, breathing proof (among countless others) that persistence pays off.  I have only been working for a couple of weeks on my reports and have had some instant success and instant failures with it.  Keep working.  You have to start somewhere.
Message 3 of 3
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