After over couple year of paying those outrages fee's from First Priemer, Orchard, Blaze, and so on.... and now I got only got Cap1, BofA secured, Orchard MC(still crappy), Hooters, and Plain Comm.. with all but 1 with 0 balance.
So now in the next couple days I usually have to pay those bills on CC...... but since they most all 0.
I have to pay nothing and also not getting charged additional fees.
It feels good being able to be online and not having to be going to number of sites and paying bills here and there... 
Now I just got to keep this up and in no time my FICO score will jump like crazy ;p
Plains only bill and it at 20% but be lower soon.
so now it gives me plenty of time to spam GW letters to Dept of VA which only recent baddie (2004) and CO but with lates up to 2007 (120 days) which im trying to get off.
Congrats, Ant! That's an awesome feeling 
Now you can start doing something productive with your money, like saving & investing for early retirement! Things where they pay YOU interest, instead of vice versa 
It's so cool to not be dragging that d@mn boulder of debt around, isn't it? Congrats on becoming the master of your credit, instead of the other way around!
Even better is sticking that $ in savings instead of paying CC with it.
My DW saw the bank statement the other day- so now she knows where that $1100 bucks a month has been going-